F T W (IFA) Ltd

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=70 BGCOLOR="#DDDDDD" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#993366" FACE="Garamond" ><B>F T W (IFA) Ltd</B></FONT><B> </B> <FONT SIZE="2" COLOR="#000000" FACE="Arial" >      </FONT><FONT SIZE="4" COLOR="#000000" FACE="Garamond" > </FONT><FONT SIZE="3" COLOR="#000099" FACE="Garamond" ><B>Independent Financial Advisers                          </B></FONT></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="Products Services"><U>Products & Services</U></A>   ·   <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U>Contact Us</U></A>   ·   <A HREF="id15.htm" TARGET="_top" TITLE="Terms of Business"><U>Terms of Business </U></A>  ·   <A HREF="id5.htm" TARGET="_top" TITLE="Disclaimer"><U>Disclaimer </U></A>  ·   <A HREF="http://www.incomesave.co.uk//info_request_ftw.htm" TARGET="_top" TITLE="http://www.incomesave.co.uk//info_reques"><U>Info request & feedback</U></A>   ·   <A HREF="id64.htm" TARGET="_top" TITLE="Downloads"><U>Downloads</U></A>   ·   <A HREF="id106.htm" TARGET="_top" TITLE="On line quotes"><U>On line quotes</U></A>   ·   <A HREF="id126.htm" TARGET="_top" TITLE="Treating Customers Fairly"><U>Treating Customers Fairly</U></A></div> <DIV ALIGN="LEFT"></DIV> <div> </div> </td> </tr><tr> <td valign="top" width=19% BGCOLOR="#DDDDDD" TEXT="#080000"> <bR> <div>  <!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">  <HTML> <HEAD>  <script language="Javascript1.2" src="wmb_menu.js"></script> <script language="Javascript1.2" src="wmb_def.js"></script> </HEAD> <BODY>  <DIV class='wmbmenubar' id="FTWIFAc_r"></DIV> <SPAN class='wmbmenupin' id="FTWIFAc_rpin"></SPAN> </BODY></HTML>  </div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <bR> <div> Site search</div> <div>   <form method="get" action="http://search.atomz.com/search/"> <input type="hidden" name="sp_a" value="sp1003f748"> <input size="15" name="sp_q"><br> <input type="submit" value="Search"> <input type="hidden" name="sp_p" value="all"> <input type="hidden" name="sp_f" value="ISO-8859-1"> </form>  </div> <div>  <a href="http://www.v-tech.ws/products/wmb.htm"><img src="http://www.v-tech.ws/products/images/CW_WMB.jpg" width="159" height="42" border="0"></a>  </div> </td> <td valign="top" height=410 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B>                          F T W (IFA) Ltd</B><B> </B><B> offer the full range of IFA services with particular specialisation in the areas of: </B><A HREF="id41.htm" TARGET="_top" TITLE="Corporate Services"><U><B><U>Corporate Risk Management</U></B></U></A><A HREF="id41.htm" TARGET="_top" TITLE="Corporate Services"><U><B> </B></U></A><B> </B><FONT SIZE="1" COLOR="#993366" FACE="Arial" ><B>& </B></FONT><B> </B><A HREF="id39.htm" TARGET="_top" TITLE="Offshore"><U><B><U>Offshore Investment</U></B></U></A></div> <div> <I><B>The site contains information of our status, method of operation, areas of expertise and allow you if necessary to purchase financial products as easily as possible</B></I></div> <div> <I><B> <TABLE BORDER="1" CELLPADDING="11" CELLSPACING="1" WIDTH="876" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 484 WIDTH="258"><div> <A HREF="id47.htm" TARGET="_top" TITLE="Mortgages"><U><I><B><U><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></B></I></U></A><A HREF="id47.htm" TARGET="_top" TITLE="Mortgages"><U><I><B>  take the remortgage challenge</B></I></U></A><A HREF="id47.htm" TARGET="_top" TITLE="Mortgages"><U><I><B> </B></I></U></A></div> <bR> <div> <A HREF="id58.htm" TARGET="_top" TITLE="Life assurance"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">  paying too much for life cover ?</B></I></U></A></div> <bR> <div> <A HREF="id10.htm" TARGET="_top" TITLE="Pensions"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">  access pension cash now </B></I></U></A></div> <bR> <div> <A HREF="id10.htm" TARGET="_top" TITLE="Pensions"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A><I><B> </B></I><A HREF="id49.htm" TARGET="_top" TITLE="Accident Sickness Unemployment"><U><I><B> income / mortgage  protection</B></I></U></A></div> <bR> <div> <A HREF="id98.htm" TARGET="_top" TITLE="Inheritance Tax"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A><A HREF="id98.htm" TARGET="_top" TITLE="Inheritance Tax"><U><I><B>  </B></I></U></A><A HREF="id98.htm" TARGET="_top" TITLE="Inheritance Tax"><U><I><B>trapped by inheritance tax ?</B></I></U></A></div> <bR> <div> <A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0">  planned exit strategy</B></I></U></A><A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><I><B> ?</B></I></U></A></div> <bR> <div> <A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A><I><B> </B></I><A HREF="id107.htm" TARGET="_top" TITLE="Overseas mortgages"><U><I><B>Overseas</B></I></U></A><A HREF="id107.htm" TARGET="_top" TITLE="Overseas mortgages"><U><I><B> mortgages</B></I></U></A><A HREF="id107.htm" TARGET="_top" TITLE="Overseas mortgages"><U><I><B> </B></I></U></A></div> <bR> <div> <A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A><I><B> </B></I><A HREF="id108.htm" TARGET="_top" TITLE="Spanish Property"><U><I><B>Spani</B></I></U></A><A HREF="id108.htm" TARGET="_top" TITLE="Spanish Property"><U><I><B>sh Property</B></I></U></A><I><B>  - large database</B></I></div> <bR> <div> <A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><I><B><IMG SRC="1640c0c0.gif" border=0 width="12" height="12" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></U></A><I><B> </B></I><A HREF="id125.htm" TARGET="_top" TITLE="Other Overseas Property"><U><I><B>Other Overseas P</B></I></U></A><A HREF="id125.htm" TARGET="_top" TITLE="Other Overseas Property"><U><I><B>roperty</B></I></U></A><A HREF="id125.htm" TARGET="_top" TITLE="Other Overseas Property"><U><I><B> database</B></I></U></A></div> <bR> <bR> <div> <I><B> </B></I></div> <bR> <div> <A HREF="id48.htm" TARGET="_top" TITLE="Other insurances"><U><IMG SRC="15e61350.png" border=0 width="97" height="53" ALIGN="BOTTOM" HSPACE="6" VSPACE="0"></U></A><FONT SIZE="1" COLOR="#000099" FACE="Arial" ><A HREF="id48.htm" TARGET="_top" TITLE="Other insurances"><U>On line access to all general insurances including Buildings & Contents; Mortgage Protection;all Personal,Commercial & Business Insurances - click here to go to full selection</U></A></FONT></div> </tD> <tD VALIGN=TOP><NOBR><bR> <div> <TABLE BORDER="1" CELLPADDING="2" CELLSPACING="1" WIDTH="286" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 142 WIDTH="276"><div> <B>Access to the most competitive products guaranteed to save you £££££ on</B></div> <div> <FONT SIZE="2" COLOR="#993366" FACE="Arial" ><B>       </B></FONT><A HREF="id47.htm" TARGET="_top" TITLE="Mortgages"><U><B><U>Mortgages</U></B></U></A><B><U>  </U></B><FONT SIZE="2" COLOR="#993366" FACE="Arial" ><B> &  </B></FONT><FONT SIZE="2" COLOR="#0000CC" FACE="Arial" ><A HREF="id58.htm" TARGET="_top" TITLE="Life assurance"><U><B><U>Life Assurance</U></B></U></A></FONT></div> <bR> <div> <A HREF="id106.htm" TARGET="_top" TITLE="On line quotes"><U><B><U>Use our facilities  to obtain an immediate Life</U></B></U></A><A HREF="id106.htm" TARGET="_top" TITLE="On line quotes"><U><B><U> Assurance; Critical Illness; Income Protection; MPPI & ASU quotes</U></B></U></A></div> <bR> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 141 WIDTH="276"><div> <I><B>NEW - FUND SUPERMARKETS </B></I>-<FONT SIZE="2" COLOR="#000080" FACE="Arial" > </FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" >Access to over 530 funds via leading providers. Invest direct;manage your own account; research tools available.Connect to  Skandia direct by using the links below</FONT></div> <div> <A HREF="https://www.multifundshop.co.uk/MFSDirect/Redirect.asp?SiteID=IDCC64E23E&Product=MISA" TARGET="_top" TITLE="https://www.multifundshop.co.uk/MFSDirec"><U><B>SKANDIA    Multi ISA</B></U></A></div> <div> <B>                     </B><A HREF="https://www.multifundshop.co.uk/MFSDirect/Redirect.asp?SiteID=IDCC64E23E&Product=MPEP" TARGET="_top" TITLE="https://www.multifundshop.co.uk/MFSDirec"><U><B>Multi PEP</B></U></A></div> <div> <B>                     </B><A HREF="https://www.multifundshop.co.uk/MFSDirect/Redirect.asp?SiteID=IDCC64E23E&Product=MFUND" TARGET="_top" TITLE="https://www.multifundshop.co.uk/MFSDirec"><U><B>Multi FUND</B></U></A></div> <div> <A HREF="https://www.skandia-life.co.uk/beacon/frameset/uk/clients.htm" TARGET="_top" TITLE="https://www.skandia-life.co.uk/beacon/fr"><U><B>Skandia - your own fund management</B></U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 141 WIDTH="276"><bR> <bR> <div> Full range of ASU / Income Protection policies including 6 months free premiums for new borrowers (including re-mortgagers) - all available at our sister site at:</div> <div> <A HREF="http://www.incomeguard.co.uk" TARGET="_top" TITLE="http://www.incomeguard.co.uk"><U><B>IncomeGuard</B></U></A></div> <div>  Lowest available premiums for Accident Sickness & UNEMPLOYMENT</div> </tD> </tR> </TABLE></div> <bR> </NOBR></tD> <tD VALIGN=TOP ROWSPAN=2 WIDTH="248"><div>  <noscript><a href="http://news.bbc.co.uk/shared/bsp/hi/services/htmlsyndication/html/javascript.stm" target="_BBC"><img src=http://newsimg.bbc.co.uk/shared/bsp/hi/services/htmlsyndication/img/synd_js_error_js-inactive.gif" width="165" height="200" border="0" alt="BBCi: Javascript is not available on this browser"/></a></noscript><script src="http://www.bbc.co.uk/syndication/html/jsserver/1073907241821" language="JavaScript" type="text/javascript"></script> .  </div> </tD> </tR> <tR> <tD VALIGN=TOP COLSPAN=2 HEIGHT= 20 ><NOBR><div> <I>FTW (IFA) Limited is authorised and regulated by the Financial Services Authority.</I></div> </NOBR></tD> </tR> </TABLE></B></I></div> <div>                                                                                                                                                    </div> <div> Copyright © 2005 F T W(IFA)Ltd<FONT SIZE="3" COLOR="#006600" FACE="Arial" ><B>     </B></FONT></div> </td> </tr></table></body>