Corporate Investments

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=152 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="id42.htm" TARGET="_top" TITLE="Keyman"><U><B>Keyman</B></U></A></div> <div> <A HREF="id43.htm" TARGET="_top" TITLE="Partnership"><U><B>Partnership</B></U></A></div> <div> <A HREF="id44.htm" TARGET="_top" TITLE="Director assurance"><U><B>Director assurance</B></U></A></div> <div> <A HREF="id45.htm" TARGET="_top" TITLE="Share Purchase cover"><U><B>Share Purchase cover</B></U></A></div> <div> <B>Corporate Investments</B></div> <div> <A HREF="id61.htm" TARGET="_top" TITLE="Executive PHI"><U><B>Executive PHI</B></U></A></div> <div> <A HREF="id62.htm" TARGET="_top" TITLE="Executive Pensions"><U><B>Executive Pensions</B></U></A></div> <div> <A HREF="id99.htm" TARGET="_top" TITLE="Exit Strategy"><U><B>Exit Strategy</B></U></A></div> <bR> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <FONT SIZE="4" COLOR="#993366" FACE="Arial" ><B>               F T W (IFA) Ltd</B></FONT>    |  <FONT SIZE="2" COLOR="#993366" FACE="Arial" ><B>   </B><A HREF="index.htm" TARGET="_top" TITLE=" F T W (IFA) Ltd"><U><B>home</B></U></A></FONT></div> <div> <A HREF="id3.htm" TARGET="_top" TITLE="Products Services"><U><B>Products & Services</B></U></A></div> <div> <B>Corporate Investments</B></div> <div> Either from time to time or as a matter of policy, businesses will have cash in reserve that they wish to invest and obtain a fair return for their liquidity. Corporate aims usually stipulate that such investment be <B>tax efficient</B>, have <B>easy access</B>, require a <B>limited degree of commitment</B> and can exercise a <B>high degree of control</B>. Current UK onshore conditions for corporate investment are of <B>low interest rates</B> (typically 2% net), <B>Corporation Tax rate between 20-30%</B> and UK investor <B>protection capped at £18,000.</B> Does such a “Holy Grail” exist that meets requirements and overcomes such strictures ? We think it does, in the shape of <B>OFFSHORE BONDS</B>. </div> <bR> <div> Offshore Bonds are “non income producing assets” and as such have the following advantages:</div> <bR> <div> <A HREF="id39_gross_roll_up.htm" TARGET="_top" TITLE="Offshore"><U><U><IMG BORDER="0" SRC="Symb075c00b700c8ff000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Gross roll-up funds </U></U></A><FONT SIZE="2" COLOR="#000000" FACE="Arial" >- current deposit rate 6%</FONT></div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0"> Whole range of other funds available apart from guaranteed deposits</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">5% tax deferred withdrawal facility to fund say pension contributions</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Immediate access</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">No long term commitment</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Does not have to included on balance sheet</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Can be brought back in year of trading losses to offset bond gains</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Higher security because investor protection repays up to 90% with no upper limit</div> <bR> <div> For further information on this - see the <FONT SIZE="2" COLOR="#0000FF" FACE="Arial" ><A HREF="id39.htm" TARGET="_top" TITLE="Offshore"><U><U>Offshore Investments </U></U></A></FONT>section or <FONT SIZE="2" COLOR="#0000FF" FACE="Arial" ><A HREF="mailto:fredw@clara.net" TARGET="_top" TITLE="mailto:fredw@clara.net"><U><U>e-mail</U></U></A></FONT><A HREF="mailto:fredw@clara.net" TARGET="_top" TITLE="mailto:fredw@clara.net"><U> </U></A>your requirements now </div> <bR> <div> Copyright © 2003 F T W(IFA)Ltd<FONT SIZE="3" COLOR="#006600" FACE="Arial" ><B>   </B></FONT></div> <bR> </td> </tr></table></body>