Products & Services

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=50 BGCOLOR="#FFFFFF" TEXT="#080000"> <bR> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <FONT SIZE="4" COLOR="#993366" FACE="Arial" ><B>                          F T W (IFA) Ltd</B></FONT><FONT SIZE="1" COLOR="#000000" FACE="Arial" >     |   </FONT><B>  </B><A HREF="index.htm" TARGET="_top" TITLE=" F T W (IFA) Lt"><U><B>home</B></U></A></div> <div> <B>Products & Services</B><B>   |   </B><A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><B>Contact Us</B></U></A><B>   |   </B><A HREF="id15.htm" TARGET="_top" TITLE="Terms of Business"><U><B>Terms of Business</B></U></A><B>   |   </B><A HREF="id5.htm" TARGET="_top" TITLE="Disclaimer"><U><B>Disclaimer</B></U></A><B>   |   </B><A HREF="id2.htm" TARGET="_top" TITLE="Info request feedback"><U><B>Info request & feedback</B></U></A><B>   |   </B><A HREF="id64.htm" TARGET="_top" TITLE="Downloads"><U><B>Downloads</B></U></A><B>   |   </B><A HREF="id106.htm" TARGET="_top" TITLE="On line quotes"><U><B>On line quotes</B></U></A><B>   |   </B><A HREF="id126.htm" TARGET="_top" TITLE="Treating Customers Fairly"><U><B>Treating Customers Fairly</B></U></A></div> <div> <B>Products & Services</B></div> <div> <B> <TABLE BORDER="1" CELLPADDING="1" CELLSPACING="1" WIDTH="669" BORDERCOLORLIGHT="#33CC99" BORDERCOLORDARK="#FFFF99" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" BGCOLOR=#FFFBF0 > <tR> <tD VALIGN=CENTER HEIGHT= 49 WIDTH="136"><div> <A HREF="id10.htm" TARGET="_top" TITLE="Pensions"><U><B>Pensions</B></U></A><B>  </B></div> </tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id8.htm" TARGET="_top" TITLE="Self Invested Personal Pension (SIPP)"><U><B>Self Invested Personal Pension (SIPP)</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="139"><div> <A HREF="id9.htm" TARGET="_top" TITLE="Self Administered"><U><B>Small Self Administered Scheme</B></U></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id17.htm" TARGET="_top" TITLE="Stakeholder"><U><B>Stakeholder</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="85"><div> <A HREF="id18.htm" TARGET="_top" TITLE="Executive"><U><B>Executive</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><div> <A HREF="id20.htm" TARGET="_top" TITLE="Transfer service"><U><B>Pension transfers</B></U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 24 WIDTH="136"><div> <A HREF="id47.htm" TARGET="_top" TITLE="Mortgages"><U><B>Mortgages</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="130"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="24" ALIGN="bottom" WIDTH="130" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="139"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="24" ALIGN="bottom" WIDTH="139" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="24" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="24" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="24" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 WIDTH="136"><div> <A HREF="id31.htm" TARGET="_top" TITLE="Investments"><U><B> Investments</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id31.htm" TARGET="_top" TITLE="Investments"><U><B>Personal</B></U></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id33.htm" TARGET="_top" TITLE="ISAs"><U><B>ISAs/PEPs/OEIC/UT</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="73"><div> <A HREF="id36.htm" TARGET="_top" TITLE="PEPS Transfers"><U><B>PEPs & transfers</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="85"><div> <A HREF="id39.htm" TARGET="_top" TITLE="Offshore"><U><B>Offshore</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="33" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 25 WIDTH="136"><div> <A HREF="id58.htm" TARGET="_top" TITLE="Life assurance"><U><B>Life Assurance</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id59.htm" TARGET="_top" TITLE="Critical Illness"><U><B>Critical Illness</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="139"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="25" ALIGN="bottom" WIDTH="139" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="25" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="25" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="25" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 ><NOBR><div> <A HREF="id41.htm" TARGET="_top" TITLE="Corporate Services"><U><B>Corporate Services</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id42.htm" TARGET="_top" TITLE="Keyman"><U><B>Keyman</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="139"><div> <A HREF="id43.htm" TARGET="_top" TITLE="Partnership"><U><B>Partnership</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><div> <A HREF="id44.htm" TARGET="_top" TITLE="Director assurance"><U><B>Director</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="85"><div> <A HREF="id60.htm" TARGET="_top" TITLE="Corporate Investments"><U><B>Corporate Investment</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><div> <A HREF="id61.htm" TARGET="_top" TITLE="Executive PHI"><U><B>Executive PHI</B></U></A></div> </tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 33 ><NOBR><div> <A HREF="id48.htm" TARGET="_top" TITLE="Other insurances"><U><B>Other Insurances</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id49.htm" TARGET="_top" TITLE="Accident Sickness Unemployment"><U><B>Accident Sickness & Unemployment</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="139"><div> <A HREF="id50.htm" TARGET="_top" TITLE="Mortgage Payment Protection"><U><B>Mortgage Payment Protection Insurance</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><div> <A HREF="id51.htm" TARGET="_top" TITLE="Disability cover"><U><B>Disability cover</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="85"><div> <A HREF="id52.htm" TARGET="_top" TITLE="Buildings Contents"><U><B>Buildings & Contents</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="33" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 27 WIDTH="136"><div> <A HREF="id55.htm" TARGET="_top" TITLE="Factfinders"><U><B>Factfinders</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="130"><div> <A HREF="id56.htm" TARGET="_top" TITLE="Corporate Financial Profile"><U><B>Corporate</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="139"><div> <A HREF="id75.htm" TARGET="_top" TITLE="Personal Facfind"><U><B>Personal</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 27 WIDTH="136"><div> <A HREF="id93.htm" TARGET="_top" TITLE="Wills"><U><B>Wills</B></U></A></div> </tD> <tD VALIGN=TOP WIDTH="130"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="130" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="139"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="139" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 27 ><NOBR><div> <A HREF="id98.htm" TARGET="_top" TITLE="Inheritance Tax"><U><B>Inheritance Tax (IHT)</B></U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="130"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="130" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="139"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="139" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="85"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="85" HSPACE="0" VSPACE="0"></tD> <tD VALIGN=TOP WIDTH="73"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="27" ALIGN="bottom" WIDTH="73" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></B></div> <div> <B>        </B><FONT SIZE="2" COLOR="#000000" FACE="Arial" >Copyright © 2003 F T W(IFA)Ltd</FONT><B>                                      </B></div> 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